Remote Veteran Benefits Advisor

Company: Globe Life AO – American Income Division
Location: 100% Remote
Schedule: Flexible | Full-Time Opportunity
Position Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Commissions | Performance Bonuses
Experience: Entry Level | No Previous Insurance Experience Required
Training: Virtual Training | Licensing Guidance | Professional Mentorship

Continue Your Commitment to Service—From Home

Are you a veteran, military spouse, military family member, or service-minded professional looking for a meaningful remote career?

Do you enjoy helping others, building relationships, and making a positive difference in people's lives?

Globe Life AO is seeking compassionate, motivated individuals to join our virtual organization as Remote Veteran Benefits Advisors.

In this position, you'll help veterans, military families, union members, and other working households understand available life, accident, and supplemental health insurance options.

You'll meet with prospective and existing clients through Zoom and phone appointments, listen to their needs, explain coverage choices, assist with enrollment once appropriately licensed, and provide ongoing customer service.

This opportunity combines client service, benefits education, relationship management, and consultative insurance sales.

Whether you're transitioning from military service, returning to the workforce, changing careers, or looking for greater scheduling flexibility, we provide training, licensing guidance, mentorship, and professional-development resources.

No previous insurance experience is required to apply.

Military experience is welcomed but not required.

Why Consider Globe Life AO?

Serve Veterans and Working Families

Help individuals and families better understand available financial-protection products and make informed coverage decisions.

100% Work From Home

Conduct virtual consultations, communicate with clients, and participate in professional development from your home workspace.

Company-Provided Client Opportunities

Connect with prospective clients through company-provided leads rather than purchasing leads or conducting door-to-door prospecting.

Flexible Scheduling

Organize your professional activities around client appointments, follow-up, training, and personal responsibilities.

Weekly Commission Opportunities

Earn commissions on eligible completed business, with opportunities for performance bonuses and qualifying renewal income.

Training and Professional Mentorship

Receive guidance in insurance products, virtual consultations, client communication, electronic enrollment, and customer service.

Leadership Development

Representatives who demonstrate strong performance and leadership ability may qualify for additional mentoring, coaching, and team-development responsibilities.

What You'll Do

Connect With Veterans, Military Families, and Working Households

Your responsibilities include:

• Contact company-provided prospective clients.

• Schedule and conduct Zoom and phone appointments.

• Build professional relationships with veterans, military families, union members, and other working households.

• Listen carefully to individual and family concerns.

• Identify financial-protection priorities.

• Explain the benefit consultation process.

• Maintain accurate appointment records.

• Provide professional and consistent communication.

• Follow up with prospective and existing clients.

Educate Clients About Insurance Benefits

Once appropriately licensed, you'll:

• Explain available life insurance products.

• Review accident and supplemental health insurance options.

• Conduct needs-based benefit consultations.

• Help clients understand coverage features and available choices.

• Answer questions about policies and enrollment.

• Recommend appropriate insurance solutions based on individual needs.

• Assist eligible clients with electronic applications.

• Explain required documentation.

• Follow applicable state insurance regulations and company procedures.

Provide Continued Client Support

Your responsibilities may also include:

• Follow up with clients after enrollment.

• Respond to general policy-service questions.

• Assist with applicable policy reviews.

• Help clients navigate beneficiary update requests.

• Direct clients to appropriate claims-support resources.

• Maintain accurate digital client records.

• Build long-term relationships through dependable service.

Participate in Professional Development

You'll have opportunities to:

• Complete virtual onboarding.

• Attend insurance product training.

• Strengthen communication and presentation skills.

• Learn electronic enrollment systems.

• Participate in coaching and mentorship.

• Develop consultative sales techniques.

• Improve time management and organization.

• Explore leadership-development opportunities.

Important: This is a client-facing insurance sales and service position, not an hourly administrative or inbound-only customer-service role.

Company-Provided Leads — No Traditional Cold Calling

Representatives receive access to company-provided prospective client opportunities, including individuals and families interested in learning about available benefits.

The typical process is:

Connect → Listen → Educate → Recommend → Enroll → Support

There is no requirement to purchase leads.

Outbound calls, appointment scheduling, and client follow-up are part of the position.

Traditional random cold calling and door-to-door prospecting are not required.

Weekly Commission-Based Compensation

Important Compensation Information

This opportunity is structured as a 1099 independent contractor position with 100% commission-based compensation.

There is no guaranteed hourly wage, base salary, or traditional W-2 employee benefits package.

Potential compensation opportunities include:

• Weekly commissions on eligible completed business.

• Performance-based bonuses.

• Renewal and residual income opportunities.

• Additional achievement incentives.

• Leadership-related compensation for qualifying representatives.

Individual earnings depend on activity, completed business, production, and results.

Income is not guaranteed, and individual earnings vary.

Applicants should understand and be comfortable with the commission-only compensation structure before applying.

Military Experience and Transferable Skills

Military service and military-family experience can develop valuable skills that transfer into this opportunity.

These may include:

• Leadership and accountability.

• Professional communication.

• Teamwork and collaboration.

• Organization and time management.

• Adaptability and problem-solving.

• Dependability and follow-through.

• Commitment to service.

• Working toward measurable goals.

We also welcome applicants with backgrounds in customer service, healthcare, education, banking, retail, hospitality, administration, community service, call centers, client relations, and sales.

Military service is not required.

Training and Mentorship — No Insurance Experience Required

We welcome applicants who are new to the insurance industry.

Training may include:

• Insurance product fundamentals.

• State licensing preparation guidance.

• Professional customer communication.

• Client needs assessments.

• Relationship management.

• Virtual appointment preparation.

• Consultative insurance sales.

• Digital benefit presentations.

• Electronic enrollment procedures.

• Customer-service follow-up.

• Compliance expectations.

• Time management.

• Professional coaching.

• Leadership development.

Ongoing mentorship is available as you develop your skills.

Training is provided at no cost but is not hourly compensated.

State Insurance Licensing

You do not need an insurance license to submit an application.

However, the appropriate state Life & Health Insurance License is required before conducting activities that require insurance licensure.

Licensing guidance and preparation support are available.

Candidates are responsible for applicable expenses, including study materials, examination fees, background screening, fingerprinting, and state licensing fees.

Applicants should be willing and financially prepared to complete the required licensing process.

Work From Home Requirements

You'll need:

• A dependable desktop or laptop computer.

• Reliable high-speed internet.

• Webcam and microphone capability.

• Phone access.

• A quiet, professional workspace.

• Basic computer proficiency.

• Comfort learning Zoom and web-based systems.

The company provides access to designated digital presentation and electronic enrollment tools.

Personal computer equipment and home internet service are not provided or reimbursed.

Professional Support and Recognition

Qualifying representatives may have access to:

• Medical insurance reimbursement opportunities.

• Company-supported life insurance.

• Accidental Death Benefit coverage.

• Renewal and residual income opportunities.

• Professional mentorship.

• Leadership-development programs.

• Union representation where applicable.

• Digital business tools.

• Performance recognition programs.

Medical reimbursement is not traditional employer-sponsored health insurance.

Eligibility, production, and qualification requirements apply.

Recognition and Incentives

Qualifying representatives may have opportunities to participate in:

• Performance bonuses.

• Achievement recognition.

• Company-sponsored incentive travel.

• Leadership conferences.

• Professional-development events.

• Team recognition programs.

These opportunities are performance-based and are not guaranteed.

Who We're Looking For

We're interested in individuals who demonstrate:

• A genuine interest in serving veterans, military families, and working households.

• Friendly, professional communication.

• Strong listening and relationship-building skills.

• Customer-focused thinking.

• Dependability and accountability.

• A positive attitude and willingness to learn.

• Strong organization and time management.

• Comfort working independently.

• Ability to collaborate with a virtual team.

• Basic computer proficiency.

• Motivation to work toward performance goals.

• Coachability and openness to feedback.

Previous insurance experience is not required.

Minimum Requirements

Applicants must:

• Be at least 18 years old.

• Reside within an eligible U.S. location.

• Be legally authorized to work in the United States.

• Have access to a dependable computer or laptop.

• Maintain reliable high-speed internet.

• Have webcam and microphone capability.

• Maintain a professional home workspace.

• Be comfortable conducting Zoom and phone appointments.

• Be willing to complete required training.

• Be comfortable with consultative insurance sales.

• Understand the commission-only compensation structure.

• Hold or be willing and able to obtain the required state Life & Health Insurance License.

• Meet applicable licensing and background requirements.

Career Growth and Leadership Development

Representatives who demonstrate strong performance, professionalism, consistency, and leadership ability may qualify for additional responsibilities involving:

• Senior client benefits services.

• Training and mentoring.

• Team coaching.

• Recruiting.

• Team leadership.

• Sales management.

• Advanced professional development.

Advancement depends on qualifications, performance, and available opportunities.

Leadership advancement is not guaranteed.

About Globe Life AO

Globe Life AO operates within the American Income Division of Globe Life, helping working families understand available life, accident, and supplemental health insurance benefits.

Our virtual business model combines client service, benefits education, consultative insurance sales, professional mentorship, and performance-based development.

We value the experience and perspective of veterans, military spouses, military families, and other service-minded professionals.

Our organization emphasizes integrity, accountability, professionalism, teamwork, and continued learning.

Our Mission: Protect Every Child. Serve All Working People.

Virtual Interview Process

Qualified applicants will first receive an approximately 15-minute career overview explaining the opportunity, compensation structure, licensing requirements, training, client process, and professional-development opportunities.

Interested candidates may then participate in a live Zoom interview with our hiring team.

Ready to Continue Your Commitment to Service?

If you're motivated to help veterans, military families, and working households while developing a flexible career in insurance benefits and client service, we'd like to hear from you.

Please apply only if you meet the minimum requirements, understand the commission-only compensation structure, and are willing and able to complete the required insurance licensing process.

Apply today with your updated resume to be considered for our Remote Veteran Benefits Advisor opportunity with Globe Life AO.

Serve Those Who Served. Protect Families. Build Your Future From Home.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.