Remote Family Benefits Advisor

Company: Globe Life AO – American Income Division
Location: 100% Remote
Work Arrangement: Work From Home | U.S. Applicants Only
Schedule: Flexible | Full-Time Availability Preferred
Job Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Pay | Performance Bonuses
Experience: Entry Level | No Previous Insurance Experience Required
Training: Virtual Onboarding | Licensing Guidance | Ongoing Mentorship

Help Protect Working Families. Build Your Future From Home.

Are you looking for a remote career that offers flexibility, meaningful client relationships, and opportunities for professional growth?

Globe Life AO is seeking motivated, service-oriented individuals to join our virtual team as Remote Family Benefits Advisors.

You'll work with working families, veterans, labor union members, credit union members, and eligible association members through scheduled Zoom and phone consultations.

Your role will involve helping clients understand available life, accident, and supplemental health insurance benefits, answering questions, identifying coverage needs, providing appropriate recommendations once licensed, and assisting with electronic enrollment.

This opportunity combines customer service, benefits education, client relationship management, and consultative insurance sales.

Whether you're beginning your career, returning to the workforce, or exploring a new professional direction, we provide training, licensing guidance, mentorship, and ongoing development.

No previous insurance experience is required to apply.

Opportunity Highlights

• 100% Remote — Work From Home

• Entry Level — No Insurance Experience Required

• Company-Provided Client Opportunities

• No Traditional Cold Calling

• No Door-to-Door Prospecting

• No Lead Purchasing Required

• Weekly Commission-Based Compensation

• Performance Bonuses

• Renewal & Residual Income Opportunities

• Flexible Scheduling

• Comprehensive Training & Mentorship

• Performance-Based Leadership Opportunities

What You'll Do

As a Remote Family Benefits Advisor, you'll help prospective and existing clients make informed decisions about their financial-protection needs.

Virtual Client Consultations

• Connect with prospective clients and existing policyholders.

• Schedule and conduct Zoom and phone appointments.

• Ask questions to understand family circumstances, priorities, and coverage needs.

• Explain available life, accident, and supplemental health insurance options.

• Answer questions about coverage, benefits, and policy features.

• Provide appropriate, needs-based recommendations once licensed.

• Assist eligible clients with electronic applications and enrollment.

• Maintain accurate digital records and appointment schedules.

Client Relationship Management

• Build professional, long-term relationships.

• Provide follow-up after initial consultations.

• Assist with applicable policy reviews and service requests.

• Help clients understand next steps after enrollment.

• Respond to questions and direct clients to appropriate resources.

• Maintain accurate documentation.

• Follow company procedures and applicable state insurance regulations.

Professional Development

• Participate in structured virtual onboarding.

• Attend training, coaching, and professional-development sessions.

• Develop confidence in client communication and virtual presentations.

• Learn electronic enrollment and client-management systems.

• Receive mentorship from experienced representatives.

• Work toward individual production and professional-development goals.

• Explore future leadership opportunities as qualifications and performance develop.

This is a client-facing insurance sales and service opportunity, not an hourly administrative or inbound-only customer-service position.

Why Join Globe Life AO?

100% Remote Work

Work from your home office while connecting with clients, mentors, and team members virtually.

There is no daily commute or requirement to conduct door-to-door sales.

Your virtual work environment may include Zoom consultations, phone appointments, digital enrollment systems, online training, and team meetings.

Flexible Scheduling

Organize your schedule around client appointments, follow-up responsibilities, training, and production goals.

Remote flexibility requires consistency, accountability, and effective time management.

Company-Provided Client Opportunities

Representatives receive access to company-provided client opportunities, including individuals and families who have requested or expressed interest in receiving benefit information.

No lead purchasing is required.

The position includes contacting clients, scheduling appointments, and conducting follow-up, which may involve outbound calls.

Traditional random cold calling and door-to-door prospecting are not required.

Weekly Commission-Based Compensation

Important Compensation Disclosure

This opportunity is structured as a 1099 independent contractor position with 100% commission-based compensation.

There is no guaranteed hourly wage or base salary.

Compensation opportunities may include:

• Weekly commissions on eligible completed business

• Performance-based bonuses

• Renewal and residual income opportunities

• Leadership compensation for qualifying representatives

• Performance recognition and incentives

Individual earnings depend on completed business, productivity, consistency, and performance.

No specific income is guaranteed. Individual earnings vary.

Comprehensive Training & Mentorship

No previous insurance experience is required.

Training and professional development may include:

• Virtual onboarding

• State insurance licensing guidance

• Product and benefits education

• Client communication

• Customer-service techniques

• Needs-based consultations

• Consultative insurance sales

• Electronic enrollment procedures

• Digital recordkeeping

• Virtual presentation skills

• Compliance education

• One-on-one mentorship

• Ongoing coaching

• Leadership development

Training is provided at no cost but is not hourly compensated.

Insurance Licensing Requirement

You do not need an insurance license to apply.

However, representatives must obtain the appropriate state Life & Health Insurance License before performing activities that require licensure.

Licensing guidance and support are provided.

Candidates are responsible for applicable expenses associated with licensing, which may include study materials, examinations, background screening, fingerprinting, and state fees.

Applicants should be willing and financially prepared to complete the licensing process.

Benefits & Professional Support

Qualifying representatives may have access to:

• Medical insurance reimbursement opportunities

• Company-supported life insurance

• Accidental Death Benefit coverage

• Renewal and residual income opportunities

• OPEIU Local 277 representation where applicable

• Professional coaching and mentorship

• Leadership-development programs

• Virtual business tools and resources

Program eligibility, qualification periods, production requirements, and other conditions may apply.

Medical reimbursement is not the same as traditional employer-sponsored health insurance.

Recognition & Performance Incentives

Qualifying representatives may have opportunities to earn:

• Performance bonuses

• Company-sponsored incentive travel

• Leadership conferences

• Achievement awards

• Professional recognition

• Team-development experiences

All incentives are subject to applicable performance and qualification requirements.

Career & Leadership Development

Representatives who demonstrate professionalism, strong production, consistency, and leadership potential may qualify for additional responsibilities.

A potential development path includes:

Family Benefits Advisor → Senior Benefits Advisor → Trainer/Mentor → Team Leader → Sales Management → Advanced Leadership

Future responsibilities may involve mentoring, recruiting, coaching, training, and team development.

Advancement is performance-based and is not guaranteed.

Who We're Looking For

Successful candidates typically demonstrate:

• Strong verbal and written communication skills

• Active listening and relationship-building abilities

• A professional, client-focused attitude

• Integrity and reliability

• Self-motivation and personal accountability

• Effective organization and time management

• Comfort using Zoom and digital business tools

• Willingness to learn and implement feedback

• Confidence working independently from home

• Interest in helping families understand insurance benefits

• Comfort with consultative sales and performance-based compensation

Previous experience in customer service, retail, hospitality, healthcare, banking, education, military service, financial services, or sales may be helpful but is not required.

Minimum Requirements

Applicants must:

• Be at least 18 years old.

• Be physically located within an eligible U.S. location.

• Be legally authorized to work in the United States.

• Have a reliable computer or laptop.

• Maintain dependable high-speed internet.

• Have webcam and microphone capability.

• Have a quiet, professional home workspace.

• Be comfortable using Zoom and web-based systems.

• Be willing to complete required training.

• Understand the commission-only compensation structure.

• Hold or be willing and able to obtain the appropriate state Life & Health Insurance License.

Computer equipment and home internet service are not provided by the company.

About Globe Life AO

Globe Life AO operates within the American Income Division of Globe Life, helping working families understand available financial-protection benefits.

Our virtual organization emphasizes client service, professional development, mentorship, accountability, integrity, and performance-based growth.

Our Mission: Protect Every Child. Serve All Working People.

Virtual Interview Process

Qualified applicants will first receive an approximately 15-minute career overview covering the position, compensation structure, licensing requirements, training, client responsibilities, and professional-development opportunities.

Candidates who remain interested may then participate in a live Zoom interview with our hiring team.

Ready to Build Something Meaningful?

If you're motivated to help working families, develop valuable skills, and pursue a remote career combining customer service, benefits education, and consultative insurance sales, we'd like to hear from you.

Please apply only if you meet the minimum requirements, understand the commission-only compensation structure, and are willing and able to complete the required licensing process.

Apply today with your updated resume to be considered for our Remote Family Benefits Advisor opportunity with Globe Life AO.

Work From Home. Help Families. Build Relationships. Grow Your Future.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.