Remote Life & Health Advisor | Work From Home
Remote Life & Health Advisor | Work From Home
Company: AO | Globe Life
Location: Virginia Beach, VA 23452 | 100% Remote
Job Type: Full-Time | Flexible Schedule
Compensation: Commission-Based | Weekly Pay | Performance Incentives
Experience: Entry-Level Welcome | No Prior Insurance Experience Required
Continue Your Mission. Protect Families. Build Your Future.
Are you a U.S. military veteran, transitioning service member, National Guard or Reserve member, or military spouse looking for a flexible career where your leadership, discipline, adaptability, and commitment to service are valued?
AO is seeking motivated professionals to join our growing remote team as Life & Health Advisors.
You'll work virtually with individuals and families through scheduled Zoom and phone appointments, helping them understand available life, accident, and supplemental health insurance benefits, identify their protection needs, and make informed decisions about their financial future.
Military experience develops many of the qualities that translate well into this career: accountability, communication, resilience, teamwork, leadership, organization, and service to others.
No previous insurance experience is required. We provide comprehensive training, licensing guidance, mentorship, and ongoing professional development.
Opportunity Highlights
✔ 100% Work From Home
✔ Flexible Schedule
✔ Qualified Client Opportunities Provided
✔ No Lead Purchasing Required
✔ Weekly Commission-Based Pay
✔ Performance Bonuses & Uncapped Earning Potential
✔ Training & Licensing Guidance
✔ One-on-One Mentorship
✔ Renewal & Residual Income Opportunities
✔ Performance-Based Leadership Advancement
Why Military Professionals Thrive at AO
🇺🇸 Continue a Career of Service
Military service is rooted in responsibility, teamwork, and helping others. This role provides an opportunity to carry those strengths into a civilian career focused on serving families.
You'll help clients:
Understand available insurance benefits
Evaluate their financial protection needs
Compare coverage options
Navigate the enrollment process
Maintain and update coverage over time
Access ongoing policy support
Our approach emphasizes education, service, and trust—not high-pressure sales tactics.
What You'll Do
Client Consultations & Benefits Education
Conduct scheduled virtual consultations through Zoom and phone
Connect with individuals seeking information about available benefits
Identify individual and family financial protection priorities
Explain life, accident, and supplemental health insurance options
Answer questions clearly and professionally
Provide personalized, needs-based recommendations
Guide eligible clients through applications and enrollment
Assist with required documentation
Build Long-Term Client Relationships
Your relationship with clients continues beyond the initial enrollment.
You'll also help with:
Policy reviews
Beneficiary updates
Coverage questions
Policy and account service requests
Claims-related guidance
Follow-up communication
Changes in family protection needs
Ongoing client support
The goal is to become a trusted resource for the families you serve.
Qualified Client Opportunities
📞 Focus on Serving Clients
Representatives receive access to qualified client opportunities through our established system.
This allows you to focus on:
Scheduled consultations
Benefits education
Needs analysis
Personalized recommendations
Enrollment assistance
Relationship building
Long-term client service
Representatives are not required to purchase leads.
Compensation & Earning Potential
💰 Weekly Commission-Based Compensation
This is a performance-based insurance opportunity rather than a guaranteed hourly or salaried position.
Compensation opportunities may include:
Weekly commission payments
Performance-based bonuses
Renewal income
Residual income opportunities
Leadership incentives
Recognition programs
Additional performance-based rewards
There is no predetermined cap on commission earnings; however, compensation is directly tied to individual activity, production, consistency, and results.
Individual earnings vary. No specific income level is guaranteed.
100% Remote Career
🏠 Work From Home
Build your career from home while staying connected through a modern virtual environment.
Benefits include:
No daily commute
Flexible scheduling
Virtual client appointments
Remote training and mentorship
Digital business systems
Nationwide team collaboration
Greater control over your work environment
Successful remote representatives bring the discipline, organization, and accountability necessary to manage their responsibilities independently.
Training & Licensing Support
🎓 No Insurance Experience Required
You do not need an insurance background to be considered.
Training and development may include:
Structured virtual onboarding
State insurance licensing guidance
Product and benefits education
Customer-service training
Client needs assessment
Virtual presentation development
Consultative sales training
Application and enrollment procedures
One-on-one mentorship
Weekly coaching
Leadership development
Ongoing professional education
Candidates must be willing and eligible to obtain the applicable state Life & Health Insurance License before conducting licensed activities.
Career & Leadership Development
Military professionals often bring strong leadership fundamentals that can transfer well into team development.
Representatives who demonstrate strong performance and leadership ability may have opportunities to progress into:
Advisor → Mentor → Trainer → Team Leader → Management → Advanced Leadership
Leadership development may include:
Mentoring newer representatives
Coaching and professional development
Team-building responsibilities
Performance management
Leadership meetings and workshops
Management development
Recruiting and organizational growth
Advancement is based on performance, consistency, initiative, professional development, and demonstrated leadership—not simply tenure.
Benefits & Professional Support
Qualifying representatives may have access to:
Medical insurance reimbursement program
Company-supported life insurance
Renewal and residual income opportunities
Leadership development programs
Professional conferences
Recognition programs
Incentive travel opportunities
OPEIU Local 277 representation, where applicable
Eligibility, qualification periods, and program terms may apply.
Recognition & Incentives
Strong performance may also qualify representatives for:
Leadership conferences
Performance recognition
Professional development events
Company-sponsored incentive travel
Team experiences
Additional advancement opportunities
Who We're Looking For
We especially welcome applications from:
U.S. Military Veterans
Transitioning Service Members
National Guard Members
Reserve Members
Military Spouses
Professionals with military leadership or operational experience
Military affiliation is welcomed and valued but is not required for consideration.
Successful candidates typically demonstrate:
Strong communication and interpersonal skills
Leadership potential
Self-discipline and accountability
Professionalism and integrity
Goal-oriented mindset
Strong work ethic
Problem-solving ability
Coachability and willingness to learn
Strong organization and time management
Ability to work independently
Commitment to exceptional client service
Experience That Transfers Well
In addition to military experience, backgrounds in these areas can be valuable:
Customer Service • Sales • Leadership • Management • Recruiting • Healthcare • Education • Public Safety • Operations • Logistics • Client Relations • Business Development • Financial Services
No prior insurance experience is required.
Technology & Minimum Requirements
Applicants must:
Be at least 18 years of age
Be physically located in the United States
Be legally authorized to work in the United States
Have access to a computer or laptop
Maintain reliable high-speed internet
Have webcam and microphone capability
Maintain a quiet, professional workspace
Be comfortable using Zoom and web-based business systems
Be comfortable working independently in a remote environment
Hold or be willing and eligible to obtain the required state Life & Health Insurance License
Licensing guidance is provided.
About AO | Globe Life
AO serves working families through life, accident, and supplemental health insurance benefits while providing representatives with training, mentorship, and opportunities for professional growth.
Our culture emphasizes:
Service • Integrity • Accountability • Leadership • Mentorship • Continuous Development
These values often align strongly with the skills developed through military service.
Virtual Interview Process
Qualified applicants will first complete a brief career overview covering:
The Position • Compensation • Licensing • Training • Client Process • Career Advancement
Candidates interested in moving forward will then have the opportunity to participate in a live Zoom interview with our hiring team.
Your Experience Has Value. Put It to Work in Your Next Career.
The leadership, discipline, adaptability, teamwork, and commitment to service developed through military life can become powerful strengths in your next professional chapter.
If you're looking for a 100% remote career where you can continue helping others, develop professionally, and build income and advancement opportunities based on your performance, we encourage you to apply.