Work-from-Home Customer Care Specialist / Entry Level
Work-from-Home Customer Care Specialist / Entry Level
Company: Globe Life AO
Location: 100% Remote | United States
Schedule: Full-Time | Flexible Schedule
Experience: No Insurance Experience Required | Training & Mentorship Provided
Build Relationships. Help Families. Grow Your Career From Home.
Job Description
Are you looking for a work-from-home career where you can use your communication skills, help families make important decisions, and develop long-term professional and income opportunities?
Globe Life AO – American Income Division is expanding its virtual team and seeking motivated, dependable, and customer-focused individuals to join us as Work-from-Home Customer Care Specialists.
This opportunity is ideal for individuals who enjoy helping others, building relationships, and working in a flexible, team-oriented environment.
As a Customer Care Specialist, you'll connect with individuals and families through virtual Zoom appointments to help them understand available life insurance and supplemental benefit options.
The role combines customer service, client relationship management, benefits education, and consultative insurance sales. You'll guide clients through the benefit review and enrollment process while providing professional, personalized support.
No previous insurance experience is required. We provide comprehensive training, ongoing mentorship, and company-provided warm leads to help you get started.
What You'll Do — Day-to-Day Responsibilities
As a Work-from-Home Customer Care Specialist, you will:
Connect with company-provided warm leads and existing clients.
Schedule and conduct virtual client appointments through Zoom.
Build professional relationships with individuals and families.
Listen to client needs and identify appropriate benefit options.
Explain available life insurance and supplemental coverage.
Answer questions about coverage, eligibility, and enrollment.
Assist qualified clients with electronic applications and enrollments.
Maintain accurate client information and follow-up records.
Provide ongoing customer care and relationship management.
Participate in virtual team meetings, training, and coaching sessions.
Develop product knowledge, communication skills, and professional expertise.
Work toward individual performance and client-service goals.
No traditional cold calling, door-to-door sales, or in-person client meetings required.
Required Qualifications
Please apply only if you meet the following requirements:
Must be at least 18 years old.
Must reside in the United States.
Have a reliable desktop or laptop computer.
Have dependable high-speed internet access.
Be comfortable using Zoom and virtual communication platforms.
Demonstrate strong verbal communication and interpersonal skills.
Be professional, dependable, and self-motivated.
Be able to work independently and manage your schedule.
Be willing to obtain the required Life and Health insurance license.
Be able to complete applicable licensing and background requirements.
A Life and Health insurance license is required before performing licensed insurance activities.
Preferred Qualifications — Not Required
We welcome candidates with experience in:
Customer service or client relations.
Retail, hospitality, or service industries.
Sales or account management.
Call-center or customer support.
Healthcare support or benefits administration.
Insurance or financial services.
Administrative or client-facing roles.
Leadership, coaching, or team collaboration.
No college degree or previous insurance experience is required.
We value a positive attitude, strong work ethic, coachability, and a genuine interest in helping people.
What We Offer
100% Remote Work: Work from home without a daily commute.
Flexible Scheduling: Organize your work around client appointments and professional responsibilities.
Company-Provided Warm Leads: Connect with prospective clients without traditional cold calling.
Comprehensive Training: Learn insurance products, client communication, virtual presentations, and enrollment procedures.
Ongoing Mentorship: Receive professional guidance and coaching from experienced leaders.
Virtual Technology: Access company systems for electronic applications and client presentations.
Weekly Commission Pay: Receive weekly compensation on eligible completed business.
Performance Bonuses: Additional earning opportunities based on individual results.
Residual Income Opportunities: Potential ongoing commissions on qualifying business.
Leadership Development: Opportunities to pursue training, coaching, and management responsibilities.
Recognition & Incentives: Performance-based recognition programs and potential incentive travel.
Training, Licensing & Equipment
We provide comprehensive training and continued professional development to help new representatives build confidence and learn the insurance industry.
Training includes:
Life insurance and supplemental benefit products.
Customer service and relationship management.
Virtual client consultations through Zoom.
Needs-based benefit presentations.
Electronic application and enrollment systems.
Professional communication and consultative sales.
Leadership and career development skills.
Licensing: Candidates who are not currently licensed will receive guidance on obtaining the required Life and Health insurance license. Licensing, examination, background screening, and applicable state fees are the candidate's responsibility.
Equipment: Representatives must provide their own computer, reliable internet connection, and home-office equipment. The company provides access to its electronic presentation and enrollment systems.
Training is provided at no cost but is not hourly compensated.
Compensation & Flexible Schedule
Job Classification: 1099 Independent Contractor
Pay Structure: 100% Commission Based
Pay Frequency: Weekly, based on eligible completed business
Work Arrangement: Fully Remote
Schedule: Flexible | Full-Time Commitment Preferred
This opportunity does not provide an hourly wage, guaranteed salary, or traditional W-2 employee benefits.
Compensation opportunities include:
Weekly commissions on eligible completed enrollments.
Performance-based bonuses.
Residual income opportunities.
Recognition and incentive programs.
Leadership advancement opportunities.
Earnings depend on individual productivity, completed business, and performance. No specific income is guaranteed.
Career Growth & Leadership Opportunities
Globe Life AO encourages professional development and offers opportunities for representatives to grow based on performance and qualifications.
Potential career development opportunities include:
Senior Client Care Representative.
Client Benefits Advisor.
Customer Relations Specialist.
Insurance Sales Trainer.
Team Mentor or Coach.
Leadership and Management Development.
Advancement is based on individual performance, qualifications, and available opportunities.
Our Team & Culture
Our organization is committed to helping protect working families while providing opportunities for motivated individuals to develop valuable professional skills.
Our virtual team values:
Integrity and professionalism.
Exceptional customer care.
Strong client relationships.
Personal accountability and consistency.
Continuous learning and development.
Teamwork, mentorship, and collaboration.
Leadership and performance recognition.
This opportunity is best suited for individuals who enjoy helping people, are comfortable with performance-based compensation, and want to build a long-term career in client services and insurance.
Ready to Take the Next Step?
If you're motivated, enjoy working with people, and want to explore a flexible remote career with training, mentorship, and performance-based earning opportunities, we encourage you to apply.
Apply today to be considered for our Work-from-Home Customer Care Specialist opportunity with Globe Life AO – American Income Division.
Please apply only if you meet the minimum qualifications, understand the commission-only compensation structure, and are willing to complete the required insurance licensing process.
Important Information About This Opportunity
This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.
Candidates selected to move forward should be prepared to:
• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense
No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.
This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.
American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.